Talking well means communicating about money in an honest and caring way with the people around us. When parenting adults and young people talk about money well, they can work through conflicts and differences, build stronger relationships, and create stronger families.

Length: 1 hour per workshop

Participants will be able to:

1. Identify how they can learn about money from their parents and grandparents.
   
2. Name emotions that can arise when people talk about money.
   
3. Identify how often they should talk about money.
   

For Parenting Adults with Children in Grades 3 to 6

For Parenting Adults with Teens in Grades 7 to 12

Participants will be able to:

1. Identify how their teenagers manage money.
2. Name at least one way to talk to their teenagers about money.
3. Explain how talking about money matters with family members helps their teenagers make good money choices.

For Children in Grades 3 to 6

Participants will be able to:

1. Name who they can talk to about money.
   
2. Identify how they can learn about money from their grandparents.
   
3. Explain why it’s important to talk about money.
   

For Teens in Grades 7 to 12

Participants will be able to:

1. Identify differences in how the people they live with manage money.
   
2. Name at least one way to talk to their parents about money.
   
3. Explain why talking about money matters with family members helps them make good money choices.
   

More Workshops: To access additional “Talk Well” workshops as well as workshop materials in Spanish, visit the archived Bank It website.

A budget is a way to keep track of your money. It helps ensure that the amount we spend doesn’t exceed the amount we earn. A budget helps parenting adults, children, and youth understand and be more intentional in the choices they make with money. Setting a budget is often an important first step toward financial fitness.

Length: 1 hour per workshop

Participants will be able to:

1. Explain how a checking account can help with budgeting.
2. Identify where to open a checking account.
3. Compare product return policies at a local store.

For Parenting Adults with Children in Grades 3 to 6

For Parenting Adults with Teens in Grades 7 to 12

Participants will be able to:

1. Identify what a budget is.
2. List at least two expenses included in a budget.
3. Analyze a sample budget.

For Children in Grades 3 to 6

Participants will be able to:

1. Describe what a budget is.
2. List advantages to having a budget.
3. Prepare a personal property inventory.

For Teens in Grades 7 to 12

Participants will be able to:

1. Identify what a budget is.
2. Explain why a budget is important.
3. List at least two expenses included in a family budget.

More Workshops: To access additional “Budget Well” workshops as well as workshop materials in Spanish, visit the archived Bank It website.

Earning is how we receive money by being paid for our labor or our products. Work can enrich our lives when we’re earning money in ways that give us a sense of accomplishment and meaning.

Length: 1 hour per workshop

Participants will be able to:

1. Give an example of how education can affect lifetime income.
2. Explain how an individual’s interests can affect career and job choices.
3. Examine a career related to a topic of interest.

For Parenting Adults with Children in Grades 3 to 6

For Parenting Adults with Teens in Grades 7 to 12

Participants will be able to:

1. Name ways that teenagers can earn money.
2. Explain the difference between a wage and a salary.
3. Name a source of income other than a wage or a salary.

For Children in Grades 3 to 6

Participants will be able to:

1. Explain the difference between a career and a job.
2. Identify a topic of personal interest.
3. Examine a career related to a topic of interest.

For Teens in Grades 7 to 12

Participants will be able to:

1. Identify what an income is.
2. Name ways that teenagers can earn money.
3. Explain the difference between a wage and a salary.

More Workshops: To access additional “Earn Well” workshops as well as workshop materials in Spanish, visit the archived Bank It website.

Spending is how we use money to pay for goods and services. When parents, children, and teens spend well, they make thoughtful choices about how we use our money to meet needs and live out their values. They become savvy consumers.

Length: 1 hour per workshop

Participants will be able to:

1. Identify how money experts classify expenses.
2. Name the largest household expense for most families.
3. Distinguish what makes a debit card unique.

For Parenting Adults with Children in Grades 3 to 6

For Parenting Adults with Teens in Grades 7 to 12

Participants will be able to:

1. Describe at least two different methods of spending.
2. Name at least one type of financial institution in their community.
3. Name a key question to ask before cashing a check.

For Children in Grades 3 to 6

Participants will be able to:

1. Name common ways to pay for something.
2. Identify the largest household expense for most families.
3. Name at least one type of financial institution.

For Teens in Grades 7 to 12

Participants will be able to:

1. Describe at least one method teenagers use to spend money.
2. Identify one difference between a debit card and a credit card.
3. Name at least one type of financial institution in their community.

More Workshops: To access additional “Spend Well” workshops as well as workshop materials in Spanish, visit the archived Bank It website.

Giving money is a way families express their values and generosity by helping individuals and supporting causes that help people in need and create a better world. Families that give help children and teens learn to see the importance of gratitude, generosity, social justice, and making a positive difference in the world.

Length: 1 hour per workshop

Participants will be able to:

1. Identify different types of giving.
2. Describe why children give and volunteer.
3. Explain how giving and volunteering benefits children.

For Parenting Adults with Children in Grades 3 to 6

For Parenting Adults with Teens in Grades 7 to 12

Participants will be able to:

1. Describe why giving matters.
2. Explain what a charitable organization is.
3. Name an example of a charitable organization.

For Children in Grades 3 to 6

Participants will be able to:

1. Explain what giving is.
2. List advantages to giving.
3. Identify skills learned through giving.

For Teens in Grades 7 to 12

Participants will be able to:

1. Identify one example of why teenagers help others.
2. Explain what a charitable organization is.
3. Describe why giving matters.

More Workshops: To access additional “Give Well” workshops as well as workshop materials in Spanish, visit the archived Bank It website.

Saving is putting money aside to use at a later date. When we save well, we have money for special things (such as vacations or a major purchase) and for unexpected situations (such as a car needing a repair or a job loss).

Length: 1 hour per workshop

Participants will be able to:

1. Explain why it’s important to teach kids how to save money.
   
2. Identify what percentage of young people save money when they learn about saving.
   
3. Distinguish different ways to think about money before using it.
   

For Parenting Adults with Children in Grades 3 to 6

For Parenting Adults with Teens in Grades 7 to 12

Participants will be able to:

1. Describe why saving matters.
2. Name one advantage and one disadvantage to saving.
3. Identify a savings goal.

For Children in Grades 3 to 6

Participants will be able to:

1. Explain what it means to save money.
2. Describe how to use their money by saving, spending, and sharing it.
3. Name at least one advantage of saving money.

For Teens in Grades 7 to 12

Participants will be able to:

1. Name one advantage and one disadvantage to saving.
2. Explain ways that people can cut spending to save.
3. Identify a savings goal.

© Copyright 2018 Search Institute. All Rights Reserved.